Travel insurance for women with breast cancer

One of the commonly asked questions following treatment for breast cancer or for women with secondary breast cancer is “How do I get travel insurance?”

This is a difficult issue and there are no definitive answers. According to the Breast Cancer Network Australia (BCNA) website, some women have resorted to failing to disclose that they have cancer when they have applied for travel insurance.

There are some fact sheets available at www.bcna.org.au which examine the issues faced by women looking for travel insurance, either after treatment for early breast cancer or whilst being treated for advanced or secondary breast cancer. There are unfortunately no recommended companies for women with breast cancer.

However according to some patient forums on Cancer Connections, some patients have found Covermore Insurance to offer travel insurance with certain exclusions, including terminal disease, each case is individually assessed and for more information contact enquiries@covermore.com.au

Some women have found that they have been able to access travel insurance via their health insurance providers as their cancer is known about as a pre-existing condition. Free advice is available from the Insurance Council of Australia on
1300 444 557.

If you have applied for and been refused travel insurance and feel that you have been treated unfairly, there is a Financial Ombudsman Service to whom you can appeal by calling 1300 78 08 08 or www.insuranceombudsman.com.au and also a BCNA factsheet on how to deal with the complaints process.